Looking for cheap auto insurance in Illinois? From Chicago to Carbondale, drivers can save on car insurance in The Prairie State with Infinity Insurance Agency, Inc. (IIA). We work with leading insurance companies to help you compare rates and find affordable coverage without compromising quality.
Drivers choose IIA for these perks:
- Quotes from 20+ trusted insurers
- Same-day proof of insurance (once policy is set up)
- Customized policies
- Spanish-bilingual assistance
- Non-standard insurance options, such as SR-22 insurance
- Access to discounts and flexible payment plans
Compare Illinois car insurance quotes online with IIA or call one of our Spanish-bilingual agents at 1-855-478-3705.
What are Illinois’ auto insurance requirements?
These are the Illinois auto insurance requirements, according to the Illinois Department of Insurance:
Liability coverage
It may cover damage to another vehicle or driver if you’re at fault for an accident. The state's minimum liability insurance requirements are:
- $25,000 for injury of one person in a crash
- $50,000 for injury of more than one person in a crash
- $20,000 for damage to property of another person
Uninsured motorist bodily injury coverage (UMBI)
If another driver hits you and they don’t have insurance, this coverage can help pay for your and your passengers’ injuries. In Illinois, your required UMBI limits are:
- $25,000 for bodily injury per person
- $50,000 for bodily injury per accident
If you leased/financed your car: The lender or financing company may require you to add collision coverage and comprehensive coverage to your policy.
Minimum insurance vs. “full coverage”
The state’s liability minimum can be more affordable, but typically won’t offer coverage for non-collision incidents or damage to your own vehicle.
Full coverage typically means the combination of:
- Liability coverage
- Collision coverage
- Comprehensive coverage
Collision coverage can help pay for damages to your car after an accident, while comprehensive coverage can help pay for damages to your vehicle from non-collision incidents, such as theft or vandalism.
Additional coverages
Illinois drivers can build a customized policy with these optional add-ons:
- Uninsured motorist coverage: This helps pay for your damages when another driver is at fault for a covered accident and they don’t have insurance. This coverage includes uninsured motorist bodily injury (UMBI) and uninsured motorist property damage (UMPD). As stated above, UMBI is required in Illinois, but UMPD is optional.
- MedPay: Medical payments coverage may help with medical expenses for you or your passengers, regardless of who is at fault.
- Roadside assistance: A handy add-on that typically includes emergency services such as lock-out assistance, jump starts, towing, flat-tire service, etc.
How much does auto insurance cost in Illinois?
Find low-cost auto insurance in Illinois with IIA. We offer qualifying discounts as well as quotes with multiple major carriers, so you can find a rate that works with your budget.
The cost of auto insurance in Illinois may vary depending on several factors, including:
- Driving history: A clean driving record may help lower your premium.
- Age and gender: Younger drivers, especially teens, may have to pay more due to insurance companies deeming them as higher risk.
- Vehicle type: The make, model, and age of your car may affect your insurance cost.
- Location: Where you live within Illinois may influence your rates.
- Coverage levels: The types of auto insurance coverage you choose, deductibles, and limits can affect how much your insurance premium is.
Save with discounts
IIA is an agency working to help drivers find low rates. If you’re looking for the cheapest car insurance in Illinois, asking about discounts can help you pay less. IIA’s insurers offer discounts such as:
- Paid-in-full discount
- Good student discount
- Proof of prior coverage
- Multi-car discount
- Mature drivers discount
- And more!
Whether you need the state’s minimum insurance or more extensive coverage, call IIA at 1-855-478-3705 today or get a free car insurance quote online.
SR-22 insurance
Generally known as “insurance,” an SR-22 is a certificate some drivers may be required to get after certain traffic violations. Drivers can’t file for one on their own; they need to file it through an insurance company.
IIA offers non-standard insurance options, including:
- Same-day SR-22 filing services in Illinois for owners and non-owners
- We accept different types of identification (including Matricula Consular and temporary licenses)
Keep in mind that you’ll need to maintain the state’s required coverage for your SR-22 to be valid.
Get Illinois car insurance quotes
Ready to find quality coverage that doesn’t break the bank? With IIA, you can enjoy these benefits:
- Spanish-bilingual service from licensed agents
- Same-day proof of insurance (once policy is set up)
- Qualifying discounts available
Call us at 1-855-478-3705 or get a free insurance quote online so you can compare rates.
Why choose Infinity Insurance Agency
There are many reasons to choose Infinity Insurance Agency, Inc. for your auto insurance needs:
Competitive rates: We can help you find insurance that fits your budget without sacrificing coverage.
Customized policies: We can work with you to locate policies that are tailored to your specific needs.
Bilingual customer support: Our customer service team can assist you in both English and Spanish, which can help a wider range of clients. Visita nuestra página de seguros en Illinois en español.
Experienced agents: Our agents are well-versed in Illinois auto insurance requirements and can help guide you through the process.
Non-standard insurance options: IIA’s providers can offer options for SR-22 insurance and coverage for non-owners and may also accept different types of identification (including matricula consular and temporary licenses).
Fast coverage options: Compare multiple carriers and get same-day insurance ID cards (once your policy is set up).
How it works
Find an option for low-cost Illinois auto insurance today. To get started, you can follow these steps:
- Provide basic driver and vehicle information
- Choose coverage options that fit your lifestyle
- Get a free quote from 20+ leading insurers
- Get same-day proof-of-insurance cards (after you purchase coverage)
Get a free Illinois car insurance quote or call us at 1-855-478-3705. Our Spanish-bilingual agents are ready to help.