Save on Georgia Car Insurance | Get a Quote

The largest state east of the Mississippi River, Georgia is home to diverse cities and historic towns. Whether you drive through congested urban highways or scenic Blue Ridge Mountain roads, having Georgia car insurance can help you save in case of a costly accident and is required by state law.

Compare affordable car insurance quotes in GA fast with Infinity Insurance Agency, Inc. (IIA) and enjoy these benefits:

  • Help from Spanish-bilingual licensed agents
  • Quotes from 20+ major insurers
  • Same-day insurance ID cards (once policy is set up)
  • Assistance for non-standard drivers
  • SR-22 filing services (owner and non-owner)
  • Low down payments (depending on the insurer you choose)
  • Discounts for bundling vehicles, good students, and more

Find car insurance that doesn’t break the bank! Call IIA at 1-855-478-3705 for a free quote or get a car insurance quote online

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According to Georgia state law, drivers in this state must obtain the Georgia minimum liability coverage with the following limits:  

  • Bodily Injury Liability: $25,000 per person and $50,000 per incident  
  • Property Damage Liability: $25,000 per incident  

Keep in mind that this amount follows the minimum legal requirement for insurance in Georgia and will only cover third-party injuries and/or damages. Drivers can explore more robust coverage options depending on their needs.  

How much is car insurance in Georgia?

On average, Georgia drivers pay $1,046 for minimum coverage a year and $2,909 for “full coverage,” according to Bankrate. Full coverage typically bundles liability, collision, and comprehensive coverages.

Insurance companies may weigh these factors to determine your coverage rate:

  • Your location
  • Driving history
  • Driver’s age
  • Vehicle type
  • Credit history  

Discounts for Georgia auto insurance

Working with a trusted agency such as IIA, you can find affordable car insurance in GA with discounts such as:

  • Discounts for bundling vehicles
  • Good student discount
  • Discounts for having continuous coverage
  • And more!

See how much you could save. IIA helps you compare insurers and find budget-friendly coverage. Call us at 1-855-478-3705 or get a free quote online. 

 

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Minimum vs. “full coverage” car insurance

Full coverage typically refers to a policy that includes the minimum required liability, collision coverage, and comprehensive coverage.  

Drivers can also opt for other optional coverages. Here’s a quick rundown of the types of car insurance you can purchase:  

  • Liability coverage: When you’re the driver at fault, it helps pay for the other party’s injuries or property damage. It’s required in Georgia.
  • Collision coverage: Covers losses associated with vehicle collisions.
  • Comprehensive coverage: Covers losses associated with damages caused by falling objects, animal collisions, theft, and vandalism.
  • Uninsured/underinsured motorist coverage: If another driver hits you and they are not insured or don’t have enough insurance, this coverage can help pay for repairs and injuries.
  • Personal injury protection (PIP): PIP coverage may help pay for medical bills, lost wages, rehabilitation, and other related costs, regardless of who is at fault. 
  • Medical payments (MedPay): It may help with medical costs for injuries caused during a covered accident, regardless of fault. Unlike PIP coverage, it doesn’t cover non-medical costs.

SR-22 insurance in Georgia

Are you a driver who needs SR-22 filing services in Georgia? IIA helps drivers considered “high-risk” or those who’ve had insurance challenges in the past.  

  • Contact IIA for these services:  
  • Same-day SR-22 e-filing services (owner and non-owner)*  
  • Same-day insurance ID cards  
  • Help comparing quotes and finding affordable options 

*Keep in mind that you’ll need to carry or purchase the minimum liability coverage to be able to file for an SR-22 in Georgia. An SR-22 may be required after certain serious driving offenses, according to the Georgia Department of Driver Services.

To get started, contact one of our Spanish-bilingual agents at 1-855-478-3705.  

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How it works  

Find low-cost Georgia car insurance today. To get started, you can follow these steps:  

  1. Provide basic driver and vehicle information  
  2. Choose coverage options that fit your lifestyle
  3. Get a free quote from multiple insurers
  4. Get same-day proof-of-insurance cards (after you purchase coverage)  

Get a free Georgia auto insurance quote online or call us at 1-855-478-3705. Our Spanish-bilingual agents are ready to help. 

Compare affordable car insurance quotes in GA today

Ready to find quality coverage that doesn’t break the bank? With IIA, you can enjoy these benefits:

  • Spanish-bilingual service from licensed agents
  • Same-day proof of insurance (once policy is set up)  
  • Quotes from 20+ trusted insurers  
  • SR-22 filing services (owner and non-owner)  
  • Low down payments (depending on the insurer you choose)
  • Qualifying discounts available  
downtown atlanta

Why Choose IIA

Infinity Insurance Agency, Inc. has a long-standing history of providing quality insurance options. For over 60 years, IIA has supported customers in delivering competitive rates and creative solutions that meet the diverse needs of our customers.  

We are proud to offer:  

 

Quality coverage through multiple carriers at a competitive rate 

 

Customized coverage options 

 

A Spanish-bilingual customer support team 

 

Non-standard insurance options through multiple carriers for SR-22 or non-owners 

 

Qualifying discounts 

 

Same-day insurance ID cards 

 

No matter where you reside in Georgia, IIA is available to help you choose an auto insurance policy. Our team of trusted professionals is well-versed in Georgia’s minimum auto insurance requirements.  

We serve drivers across The Peach State, including these areas: 

  • Atlanta
  • Gainesville
  • Smyrna
  • Woodstock
  • Dalton
  • Sandy Springs
  • Decatur  

Feel free to visit our Georgia car insurance page in Spanish or learn more about IIA’s commercial auto insurance options in Georgia. 

 

Our customers are not just customers, they are our community, and it brings us great pleasure to make a difference in their lives. Our sponsorship of two DECA events (Community Giving Project and Corporate Challenge) is part of our continued work providing support, outreach, and sponsorship to educational causes.

FREQUENTLY ASKED QUESTIONS

What are Georgia’s current required minimums?

Liability car insurance in Georgia must meet these limits: $25,000 for bodily injury per person and $50,000 per incident; and $25,000 for property damage. 

Do I need “full coverage” for financed/leased cars?

Your lender or financing company may require you to get a policy with full coverage, which includes liability insurance, collision coverage, and comprehensive coverage. 

How fast can I get proof/ID cards?

With IIA, you can get same-day insurance ID cards once your policy is set up and initial payments are received. 

What affects my insurance premiums?

Insurance companies may consider various factors, including your location, vehicle type, driving history, any relevant infractions, and the types of coverage you choose. 

Can you help with SR-22 or non-owner policies?

Yes, IIA offers same-day SR-22 filing services for owners and non-owners. Remember that you still need the minimum liability coverage to file for an SR-22. We can help you with this process. 

Contact us today to get a free quote and experience the IIA difference!

Disclaimer

This material is for general informational purposes only. Products, services, and discounts referenced herein are not available in all states or in all companies. All statements are subject to the terms, exclusions, and conditions of the applicable policy. In all instances, current policy contract language prevails. Coverage is subject to individual policyholders meeting underwriting qualifications and state availability. Other terms, conditions and exclusions may apply.