Do You Need Commercial Auto Insurance?

The question of whether you need commercial auto insurance for your vehicle can be a tricky one, so let’s figure it out together!

June 12, 2023   Understanding Insurance

What Is Full Coverage Insurance?

To know what “full coverage car insurance” is, you first need to understand that there is not really a true and uniformly agreed upon definition for the term. We know what you’re thinking.

October 17, 2020   Understanding Insurance

Should I Share Renters Insurance with Roommates?

September 25, 2020   Understanding Insurance

Car Title Loans: Good or Bad?

If you need money fast, you might consider offering your car as collateral for a short-term loan. If you agree to a car title loan, the lender will place a lien on the car's title.

May 19, 2020   Understanding Insurance

What You Need to Know About Insuring a Tiny Home

There’s a recent movement for wanting to downsize living spaces, and even to be able to take your house on the road. Tiny homes and camper vans are becoming more popular across the U.S.

March 19, 2020   Understanding Insurance

What's an SR-22

What is an SR-22?

February 17, 2020   Understanding Insurance

My Car Was Towed: What Should I Do?

It is always expensive to have your car towed, but it may be necessary if it breaks down on the road. What if it gets towed without your knowledge and ends up at the impound lot?

February 3, 2020   Understanding Insurance

How to Get Your Driver’s License in California

Obtaining a California driver’s license can be a complex process if you’re coming from a different state or another country and are a first-time driver in the Golden State.

January 24, 2020   Understanding Insurance

Cost of Speeding Tickets in California?

Speeding tickets are expensive when you add the increased insurance rates to the already steep fine.

January 24, 2020   Understanding Insurance

The Most Common Traffic Violations

Gеttіng a ticket is never fun. The time dealing with the matter when you get pulled over, the fines and potential points can be a huge headache.

December 30, 2019   Understanding Insurance

What Should I Do to Get Insurance for My New Car?

Buying a new car can be exciting, with so many decisions to make -- where to buy, what color to get, which make and model, etc.

December 4, 2019   Understanding Insurance

Do You Qualify for These Auto Insurance Discounts?

Qualifying for an auto insurance discount can be the deciding factor in prompting a person to switch companies and save money.

December 4, 2019   Understanding Insurance

How Much Insurance Do I Need for a Rental Car?

If you've ever taken a trip or put your car in the shop for repairs, chances are you have rented a car.

November 21, 2019   Understanding Insurance

What To Do if You're Hit by an Uninsured Driver

Despite strict laws in most states about the minimum coverage required for an auto policy, some drivers choose to drive without any insurance at all.

September 27, 2019   Understanding Insurance

Buying Insurance Online: Pros and Cons

September 26, 2019   Understanding Insurance

Home Alarm Systems and Lowering Your Insurance

September 6, 2019   Understanding Insurance

What is non-standard auto insurance?

It all comes down to statistics in the insurance world.

August 19, 2019   Understanding Insurance

When Is Umbrella Insurance Necessary?

Have you ever thought about your risk of being sued?

July 25, 2019   Understanding Insurance

A Renter's Policy Covers More Than You Think!

Many people do not understand the intricacies of renters insurance. Damages from fire, theft, and flooding can quickly destroy your house or apartment.

June 26, 2019   Understanding Insurance

Will Homeowners Insurance Cover Moving Damage or Loss?

About

May 31, 2019   Understanding Insurance

Understanding Mobile Home Insurance

It is important to protect your home. Find out what is covered under your mobile home policy.

May 29, 2019   Understanding Insurance

What’s the difference between actual cash value and replacement cost?

What happens when your vehicle is totaled due to a collision? Insurance companies follow different procedures to calculate the amount of a loss.

May 3, 2019   Understanding Insurance

What does towing and labor coverage do?

When your car breaks down, the last thing you want to worry about is the unexpected expense of towing your vehicle to the nearest shop to get it repaired.

April 25, 2019   Understanding Insurance

Do College Students Need Renters Insurance?

You’ve already had your first taste of freedom by leaving your parents’ nest to go to college.

April 25, 2019   Understanding Insurance

What is Dwelling Insurance?

Dwelling Insurance is part of your homeowners insurance policy that covers the structure in the event of a hazardous event, such as a fire, fail, or flood, that may help in the need of rebuilding an

April 25, 2019   Understanding Insurance

Food Truck Insurance Considerations

April 18, 2019   Understanding Insurance

Prepare Yourself for Natural Disasters with Flood Insurance

Which natural disasters cause floods?

March 24, 2019   Understanding Insurance

Rideshare Insurance for Passengers

As ridesharing services, like Uber and Lyft grow in popularity, more people ask whether they are covered as passengers in case of a collision.

January 16, 2019   Understanding Insurance

Bundling Insurance - The Good and Bad

January 10, 2019   Understanding Insurance

Nine Uncommon Things Insurance Covers

Your homeowner’s insurance protects you from things such as burglary and fire. But, did you know you could also be insured against identity theft?

December 10, 2018   Understanding Insurance

When Not to File an Auto Insurance Claim

November 27, 2018   Understanding Insurance

DUI - Impact on Car Insurance Rates

The numerous consequences associated with drunk driving are not limited to just the inherent recklessness of the action and threat to the driver, passengers and o

August 21, 2018   Understanding Insurance

10 Common Insurance Terms

Watch any insurance TV commercial and you’re likely hear terms like ‘deductible’ and ‘premium’.

August 17, 2018   Understanding Insurance

What Should You Do If Someone’s Injured in a Car Accident?

What should you do if someone is injured in a car accident? A vehicle collision can leave drivers confused, alarmed and not knowing what to do, especially when someone has been hurt.

May 17, 2018   Understanding Insurance

Does Homeowners Insurance Cover a Vacation Home

Spending time with family on vacation can make for lasting memories. For some families, setting aside time to make these memories in a vacation home is a tradition.

May 2, 2018   Understanding Insurance

How Your Profession Affects Your Car Insurance Rates

Your car insurance rates depend on many factors. The most obvious of these include your age, your vehicle and your marital status.

April 23, 2018   Understanding Insurance

What Is Subrogation?

What is subrogation, and why is it so important?

April 23, 2018   Understanding Insurance

Uninsured Motorist Coverage: What is UM Insurance?

You’ve been in an accident, but it was not your fault.

April 6, 2018   Understanding Insurance

What Happens If Your Car Is Totaled

It’s the worst-case scenario. You’re driving on the freeway and get rear-ended by another vehicle.

March 30, 2018   Understanding Insurance

What to Do After a House Fire?

In 2016, a house

March 2, 2018   Understanding Insurance

Renting vs. Owning: What's the Best Option?

February 26, 2018   Understanding Insurance

Does My Auto Insurance Cover Tree Damage?

It’s a stormy night. A sudden gust of wind knocks off a dead tree. You left your vehicle parked outside. You wake up to a smashed car.

February 23, 2018   Understanding Insurance

Replacing a Lost Car Title

December 4, 2017   Understanding Insurance

Life Insurance for New Parents: 5 Things to Consider

Becoming a parent is one of the most exciting, nerve-wracking, beautiful, life-changing events an adult can experience. But, with the arrival of a new baby, hundreds of questions arise.

December 1, 2017   Understanding Insurance

Teen Drivers: How to Get a Learner's Permit

Getting the learner’s permit is one of the first steps a teenager takes into adulthood.

November 17, 2017   Understanding Insurance

What is Insurance Fraud?

Each year, insurance fraud costs consumers around $150 bi

November 13, 2017   Understanding Insurance

Car Scratch Repair - Will My Insurance Cover It?

It's a situation known to most. You park your vehicle to run errands at the supermarket, and when you get back to your car, you find a big scratch on the side or the bumper.

October 3, 2017   Understanding Insurance

Most Expensive Cars to Insure in 2017

If you've always dreamed of having a Porsche in your garage, before saving money to buy one, keep in mind you'll also have to take into consideration its premium, and this is an expensive car to ins

September 19, 2017   Understanding Insurance

Origins of Right Hand Side Driving

Why do most of the world's countries drive on the right side while Great Britain, and former British colonies, do so on the left?

September 5, 2017   Understanding Insurance

Common Reasons for Increase in Auto Insurance Rates

August 21, 2017   Understanding Insurance

Comparing Auto Insurance and Health Insurance

Health insurance and car insurance are both necessary in the United States, but what is the difference between the two, aside from the fact that they cover different things?

August 18, 2017   Understanding Insurance

Insurance Policy or Bond: Understanding the Difference

These days, small business owners have a lot to worry about, like thinking about how to stand out in the market and how to bring in more customers

August 16, 2017   Understanding Insurance

Insuring Your College Student’s Car

Classes are starting and your kids will have to return to their normal routines.

August 14, 2017   Understanding Insurance

Driving Safety: Then and Now

Car accidents have been around since Karl Benz invented the first car in 1885. Because of this, in this article we are going to take a tour of car safety throughout the years.

August 10, 2017   Understanding Insurance

Personal Items Lost In Car Theft: What Does My Insurance Cover?

The short answer is no, auto insurance will not cover your personal belongings.

July 27, 2017   Understanding Insurance

ATV Insurance: Off-Road Protection

Going off road— whether in the backwoods or out on the dunes— can be thrilling.

July 27, 2017   Understanding Insurance

Rethink Rental Reimbursement Coverage

Rental reimbursement coverage helps you pay for a rental car when your own car is being repaired after an accident or other loss, such as vandalism or a natural disaster.

July 20, 2017   Understanding Insurance

Special Event Insurance: The Basics

Imagine you are having the perfect event— the food is tasty, the decor is beautiful— and then someone trips over one of the band’s electrical cords, damaging the wall outlet and injuring themselves.

July 20, 2017   Understanding Insurance

Do I need Special Equipment Coverage?

July 14, 2017   Understanding Insurance

Motorcycle Insurance: Protection for You and Your Bike

For a biker, the open road is something that soothes the soul and simultaneously adds excitement to life. However, an accident or theft could ruin all that.

July 14, 2017   Understanding Insurance

Boat Insurance: Learning the Ropes

Boating is a great hobby. If you go boating frequently, you know to never leave the shore without the essentials such as fresh water and life jackets.

July 13, 2017   Understanding Insurance

Hispanic Renters - Do I Need Renters Insurance?

More than half of Hispanic renters do not have insurance for their properties.

June 21, 2017   Understanding Insurance

Commercial Vehicle Insurance Discounts

You want to put as much as possible into your business. It’s your livelihood; it’s how you support your family.

June 21, 2017   Understanding Insurance

Understanding RV Insurance Policies

Having an RV can be a lot of fun, but without RV insurance coverage, things can take a turn for the worse. Protect your RV or motorhome today.

June 21, 2017   Understanding Insurance

Negligence : How Insurance Finds Fault

What Is Negligence?

June 16, 2017   Understanding Insurance

Protect Your Classic Car with Infinity’s Classic Collectors Insurance

You’ve been working on your classic car for years. You’ve finally gotten it pretty much perfect, and you’re ready to start taking it to car shows or for the occasional joy ride.

June 16, 2017   Understanding Insurance

What is Gap Insurance?

Did you know that your new car loses value as soon as you drive it off the lot? That’s right; even if your car was brand new, it is now a used vehicle, and its value has dropped.

June 16, 2017   Understanding Insurance

What Is Umbrella Insurance?

Umbrella insurance helps to protect you from being sued and when your liability insurance runs out. Not everyone needs it, but it can lift a huge financial burden.

June 16, 2017   Understanding Insurance

Recorded Statements Don’t Have to Make You Nervous

If you have been involved in an accident where a claim was filed, you have probably had to give a recorded statement about what happened.

May 30, 2017   Understanding Insurance

Collision or Comprehensive? Test Your Knowledge!

May 30, 2017   Understanding Insurance

How an Insurance Deductible Works

You may have wondered before, how do insurance deductibles work? What are the different types of deductibles, and does the amount affect the monthly payments?  

May 30, 2017   Understanding Insurance

Best Ways to Improve Your Credit Score

Your car insurance rates could be reduced by improving your credit score

May 17, 2017   Understanding Insurance

The Claims Process: Where Is My Claim?

May 12, 2017   Understanding Insurance

What Does My Condo Insurance Cover?

Condos can be a dream come true. Not a house but not an apartment either, they are exactly what many people are looking for.

April 26, 2017   Understanding Insurance

How Gender Affects Insurance Rates

One of the factors that influences the price of insurance is your gender. Women pay less than men, although insurance companies take into consideration the risks associated with each person.

April 26, 2017   Understanding Insurance

Infinity Offers Rideshare Insurance in Miami

Do you have the right coverage? 

March 30, 2017   Understanding Insurance

Is My Car a Total Loss?

Many people are confused about what makes a car a “totaled” car. Some may think that if the airbags deploy or if the car is not drivable, it is totaled.

December 16, 2016   Understanding Insurance

Coverage for Traveling to Mexico

Whether you are going to Mexico to visit with family or for a vacation, it is important to understand how your car insurance will be affected by your trip.

December 16, 2016   Understanding Insurance

Understanding Personal Auto Policies

While it may appear difficult to read, it is extremely beneficial to understand your personal auto insurance policy.

November 30, 2016   Understanding Insurance

Do I Really Need Life Insurance?

Think about your dependents.

November 16, 2016   Understanding Insurance

Homeowners Insurance - What to Know

If you own a home, you probably worry about what will happen if your home sustains damage from something outside of your control.

November 16, 2016   Understanding Insurance

How to Protect Your Home from a Hurricane

October 21, 2016   Understanding Insurance

Infinity Appraisers Get World Class Body Shop Training

Have you ever been in a car accident? Was the vehicle badly damaged or worse: totaled?

September 26, 2016   Understanding Insurance

How to Document an Accident

Today, nearly two-thirds of adults own a smartphone. We all seem to constantly carry them around wherever we go. They can be useful in many situations, including after an accident.

July 1, 2016   Understanding Insurance

How to Read your Auto Insurance Declaration Page

What is a “dec page”?

March 4, 2016   Understanding Insurance

Commonly Misunderstood Auto Insurance Terms

If you aren't sure what all of the terms in your auto insurance policy mean, you're not much different from most consumers.

February 23, 2016   Understanding Insurance

AB 60 Document Requirements

One of the requirements for obtaining your AB 60 license is that you must prove your identity and California residency with documentation.

December 18, 2014   Understanding Insurance

7 Steps to Get Your AB 60 License

Starting January 2, 2015, the new California state law AB 60 grants undocumented immigrants the chance to lawfully obtain a driver's license.

December 18, 2014   Understanding Insurance

AB 60: Take Advantage of Its Benefits

Infinity has been helping CA drivers obtain affordable car insurance for over 60 years regardless of immigration status.

November 13, 2014   Understanding Insurance

Financing a Car with Less-Than-Perfect Credit

Bad Credit is Not the End of the World

July 28, 2014   Understanding Insurance

What to Do in the Case of an Accident

October 15, 2013   Understanding Insurance

Auto Insurance Coverage: Understanding the Basics

The first step in becoming an informed driver is understanding your auto insurance

October 15, 2013   Understanding Insurance

What is Uninsured or Underinsured Motorist Coverage (UM)?

UM is short for Uninsured Motorist Coverage or Underinsured Motorist Coverage.

October 15, 2013   Understanding Insurance

Why You Should Get Roadside Assistance Coverage

Roadside assistance coverage may very well be one of the most convenient insurance protections you can get.

October 15, 2013   Understanding Insurance

Car Insurance: Do I Really Need It?

The answer is YES. Having car insurance offers drivers peace of mind and protects both passengers and third parties in case an accident occurs.

October 15, 2013   Understanding Insurance

Difference Between Med Pay and PIP Coverage

You need to understand the difference between Med Pay and Personal Injury Protection when you are selecting your auto insurance coverage.

October 15, 2013   Understanding Insurance

Tips for Getting a Better Auto Insurance Quote Online

Nearly everyone has access to the Internet, whether it be at home, at work, or through public wireless hotspots.

October 15, 2013   Understanding Insurance

Drunk Driving - Impact on Insurance Rates

Each state has its own drunk driving laws. Most states consider a 0.08 blood alcohol level (BAL) to be impaired enough to affect a driver's responses.

October 15, 2013   Understanding Insurance

Does Car Insurance Cover Cracked Windshield?

Every year over

October 15, 2013   Understanding Insurance

What is Comprehensive Coverage?

October 15, 2013   Understanding Insurance

Most Common Reasons for an Auto Insurance Claim Denial

October 15, 2013   Understanding Insurance

Identifying Your Auto Insurance Needs

Shopping for auto insurance coverage can seem complicated. So many options are available and the terminology might seem confusing.

October 15, 2013   Understanding Insurance

Common Auto Insurance Myths and Misconceptions

There are many myths on the web about the insurance industry. Which cars are more expensive to insure? Can you get cheaper rates by driving a smaller vehicle? The list goes on and on.

October 15, 2013   Understanding Insurance

Identifying Auto Insurance Fraud

Insurance fraud is a huge problem in the United States, causing millions of Americans to lose billions of dollars every year.

October 15, 2013   Understanding Insurance

Four Common Questions to Ask a Local Auto Insurance Agent

Your auto insurance limits your financial vulnerability when operating a motor vehicle. But not all policies are created equal.

October 15, 2013   Understanding Insurance

Should I Add My Teenage Driver to My Auto Insurance Policy?

If your teenage child will be driving a car, he or she most certainly needs insurance coverage.

October 15, 2013   Understanding Insurance

How to Save Money on Auto Insurance

Tips for Budget-Minded Insurance Customers

October 10, 2013   Understanding Insurance

Secure Your Financial Assets When You Protect Your Identity

What can someone do with your identity? They can use your name, address and social security number to live like a king or queen on your dime. Don't be a victim.

October 10, 2013   Understanding Insurance

Cut Your Auto Insurance Cost, Not Your Coverage

If you own and operate a vehicle, auto insurance is a necessity. However, not all drivers will pay the same fees for auto insurance coverage, and it can be quite expensive for some.

October 8, 2013   Understanding Insurance

Cheapest Cars to Insure

Many different factors affect the cost of your car insurance, including your driving record, age and the level of coverage you select.

October 8, 2013   Understanding Insurance