Car Insurance: Do I Really Need It?

The answer is YES. Having car insurance offers drivers peace of mind and protects both passengers and third parties in case an accident occurs. We can never predict what the road has in store for us. It’s better to be safe than sorry.

Here we give you some reasons to help you understand the importance of insuring your car:

It's the Law

The law, in most states, requires that all vehicles on the road be insured. Driving without car insurance may result in a steep fine, confiscation or suspension of your driver’s license. The state does this to protect itself against high costs of damaged property or medical bills as a result of road accidents, especially those involving several people.

Insurance Protects Your Pocket

You’ve already invested in your car. And you probably worked hard to get it. Aside from buying a house or property, buying a car is one of the biggest investments you will make in your life. Wouldn’t you want to protect that investment? Let’s say something happens to it. An accident could be much more elaborate than a scratch on your door; it could involve property damage, medical bills, and hefty lawsuits. Add all these expenses up and you could be putting yourself through financial ruin.

Because Anything Can Happen

Nobody is immune to a car incident. Not even the best drivers in the world. These things happen every day. Picture yourself all the possibilities: careless drivers, natural disasters, fires, theft, vandalism, etc. These are all unexpected events that are more common than you think. Are you prepared?

You'll Never Be Alone

The moment you experience an incident involving your car, the first thing that will go through your mind is, “What do I do now?” When you don’t have car insurance, you have to deal with the third party, any medical expenses involved, the law, and any lawsuit against you by yourself. You’re on your own. When you have car insurance, the first thing you do is call your agent. He or she is trained to guide you and offer support through these difficult situations.

Today it’s possible to find a car insurance policy that fits your budget. Don’t be afraid to ask your insurance agent about options that fit your needs. You’re already thinking about car insurance and that’s the first step to peace of mind on the road. Safe travels!