Get Personal Auto Insurance in Pennsylvania

Affordable Car Insurance in Pennsylvania

Finding affordable car insurance in Pennsylvania is a priority for many drivers. With competitive Pennsylvania insurance rates and a range of coverage options, our Spanish bilingual agents at Infinity Insurance Agency, Inc. (IIA) are here to help you navigate the process of getting you the best policy that meets your needs. Whether you live in Philadelphia, Allentown or Pittsburgh, IIA can help you find a personal auto insurance policy that best meets your needs.

Understanding Pennsylvania Requirements for Auto Insurance

In Pennsylvania, the minimum state liability requirement is:

$15,000 per person and $30,000 per accident for bodily injury
$5,000 for property damage

Meeting these requirements is crucial, and our Spanish bilingual agents are available to provide quotes and guide you through the process of buying a new Pennsylvania car insurance policy.

Personal Auto Insurance Coverage Options

Personal auto insurance is designed to help pay for damages to your personal vehicle, and property damage and injuries to others caused by an accident. Here are some key coverage options available:

Liability coverage: Is mandatory by the state and is used to pay for property damage and bodily injury claims to others if you're at fault in an accident.
Collision coverage: Helps pay for damages to your car resulting from a collision with another vehicle or object.
Comprehensive coverage: Helps cover non-collision-related damage such as theft, vandalism, or natural disasters.
Personal injury protection (PIP) also known as First Party Benefits (FPB): Is required by law with a minimum limit of $5,000. It helps pay for medical expenses.
Uninsured/Underinsured motorist coverage (UM/UIM): Helps pay for your medical expenses if you're involved in an accident with an at-fault driver who is underinsured or not insured at all. This coverage may be rejected by the client in Pennsylvania.

Get A Personal Auto Quote Now

1-855-478-3705

Get Auto Insurance Anywhere in Pennsylvania with IIA

Philadelphia
Allentown
Reading
Pittsburgh
Scranton
Wilkes Barre
York
Erie
Lancaster
Harrisburg

Full/Limited Tort

As part of your auto insurance policy in Pennsylvania, you will be given the option to carry either Full Tort or Limited Tort Uninsured/Underinsured motorist coverage options, which allow you to seek financial compensation for injuries caused by other drivers. Under Limited Tort, you and other household members covered under the policy may seek recovery for all medical and other out-of-pocket expenses, but not for pain and suffering or other nonmonetary damages unless the injuries suffered fall within the definition of “serious injury” as set forth in the policy, or unless one of several other exceptions noted in the policy applies.

Under Full Tort, you and other household members covered under the policy may seek recovery for all medical and other out-of-pocket expenses and may also seek financial compensation for pain and suffering and other nonmonetary damages as a result of injuries caused by other drivers. Each comes with their respective stipulations. Speak with an IIA agent to discuss which one best suits your needs.

Why Choose Infinity Insurance Agency?

When it comes to auto insurance, Infinity Insurance Agency, Inc. stands out for several reasons:

Competitive Rates Without Sacrificing Coverage: We offer policies with affordable insurance rates without compromising on the quality of coverage.
Customized Policies: We offer policies that are tailored to fit your specific needs and are easy to understand.
Bilingual Customer Support: Our Spanish bilingual agents ensure you get the assistance you need in your preferred language.
Highly Trained Agents: Our team consists of experienced agents who are experts in Pennsylvania requirements and ready to help you every step of the way.
Community Outreach: IIA has generously donated to Ethan Allen School in Philadelphia to support their Cells and Ecosystems program. This contribution has enabled the purchase of new equipment for the 4th-grade science center, enhancing the educational experience for students.

FAQs

How much coverage do I need?

The amount of coverage you need depends on your individual circumstances. Our agents can help you determine the right level of coverage for your needs.

What factors influence my premium?

Several factors can influence your auto insurance premium, including the coverage and deductibles you choose, the year, make and model of the car you want insured, and your driving history, amongst a few others.

How do I file a claim?

Filing a claim with IIA is simple. Contact us for claims assistance as soon as possible after an accident, provide the necessary information, and our agents will guide you through the claims process.

Choosing the right auto insurance is a crucial decision, and IIA is here to help you make that choice easier. With our competitive rates, customized policies (including full coverage auto insurance), Spanish bilingual support, and expert agents, you can drive with confidence knowing you're well insured.

Disclaimer:

This material is for general informational purposes only. Products, services, and discounts referenced herein are not available in all states or in all companies. All statements are subject to the terms, exclusions, and conditions of the applicable policy. In all instances, current policy contract language prevails. Coverage is subject to individual policyholders meeting underwriting qualifications and state availability. Other terms, conditions and exclusions may apply.