Whether you’re commuting to work or taking a road trip to the majestic Rocky Mountains, getting Colorado auto insurance is not only required in this state, it can also help you save if you ever encounter a traffic accident.
Compare affordable car insurance quotes in Colorado fast with Infinity Insurance Agency, Inc. (IIA). We offer:
- Same-day proof of insurance (once policy is set up)
- Quotes from 20+ trusted insurers
- Spanish-bilingual assistance
- SR-22 filing services (owner and non-owner)
- Low down payments (depending on the insurer you choose)
- Qualifying discounts available
Get a free Colorado auto insurance quote online today or call one of our Spanish-bilingual agents at 1-855-478-3705.
Auto insurance requirements in Colorado
In Colorado, drivers are required to carry auto insurance that meets the state's minimum coverage requirements. Drivers can also opt for more coverage to help pay for a wider array of incidents.
Drivers need to purchase liability car insurance in Colorado that is 25/50/15:
- $25,000 for injuries to each person involved in an accident.
- $50,000 for total injuries sustained by all individuals in an accident.
- $15,000 for damage to property resulting from an accident.
Additionally, Colorado insurance providers are required to offer:
- Medical payments coverage (MedPay)
- Uninsured/underinsured motorist (UM/UIM) coverage
You can choose to reject these coverages in writing.
“Full coverage” car insurance in Colorado
“Full coverage” car insurance goes beyond basic car insurance. It typically includes liability insurance and additional options like collision and comprehensive coverage:
- Collision coverage: It can pay for damage to your vehicle resulting from a collision, regardless of who is at fault.
- Comprehensive coverage: It can cover damage to your vehicle from non-collision incidents, such as theft, vandalism, or natural disasters.
There are advantages to having full coverage rather than just the state minimum. For example, collision and comprehensive coverage can help pay for damages to your vehicle caused by unexpected, covered accidents or events.
Deer damage is another unique consideration in Colorado, where deer collisions are relatively common. Some insurance policies, like those offered by Infinity Insurance Agency, Inc., provide coverage specifically for deer damage. This coverage can offer up to $1,000 for repairs with no deductible, which can be beneficial in areas with frequent deer activity.
How much is car insurance in Colorado?
An auto insurance quote in Colorado can vary based on several factors. These include:
- Your driving history
- The type of vehicle you drive
- Your location
- The amount of coverage you select
Save more with discounts
IIA works with trusted insurance companies that offer discounts you may qualify for, such as:
- Discounts for bundling multiple vehicles
- Lower rates for keeping a clean driving record
- Good-student discount
- Discounts for having previous uninterrupted coverage
- And more!
Are you looking for cheap auto insurance in Colorado? Our Spanish-bilingual team can help you find a budget-friendly option. Call us at 1-855-478-3705 or get a free Colorado auto insurance quote online today!
SR-22 insurance in Colorado
IIA also helps drivers considered “high risk,” those who’ve had insurance challenges, or drivers who need to file for an SR-22. An SR-22 is a certificate required after certain violations that shows you carry the minimum required insurance. An insurance company must file it for you with the Colorado Division of Motor Vehicles.
Contact IIA for these services:
- Same-day SR-22 e-filing services in Colorado (owner and non-owner)*
- Same-day insurance ID cards
- Help comparing quotes and finding affordable options
*Keep in mind that you’ll need to carry the minimum liability coverage required in Colorado to be able to file for an SR-22.
Ask one of our Spanish-bilingual agents about our SR-22 filing services and affordable insurance options at 1-855-478-3705.
Get car insurance quotes in Colorado
Ready to find a budget-friendly car insurance option in Colorado with quality coverage? IIA can help you get:
- Same-day proof of insurance (once policy is set up)
- Quotes from 20+ trusted insurers
- Spanish-bilingual assistance SR-22 filing services (owner and non-owner)
- Low down payments (depending on the insurer you choose)
- Qualifying discounts available
Compare Colorado insurance quotes now at 1-855-478-3705 or get a free auto insurance quote online today!
Why Choose IIA
Choose Infinity Insurance Agency, Inc. for your auto insurance needs and enjoy these benefits:
Competitive rate options: We strive to provide affordable rate options while you find the right coverage for you.
Customized policies: We work with you to create policies that are tailored to your specific needs.
Bilingual customer support: Our agents are well-versed in Colorado's auto insurance requirements and can assist you in both English and Spanish. Visita nuestra página de seguro en Colorado en español aquí.
Discounts: IIA’s providers have many discounts that can make your coverage cheaper. You can call an agent at 1-855-478-3705 to see if there’s a discount that you’re eligible for.
Non-standard insurance options: We offer SR-22 filing services and coverage for non-owners, while helping customers navigate unfamiliar policy questions.
Community Engagement: IIA is proud to support local events like Fiestas Patrias, helping strengthen the bonds in our community.
Get auto insurance anywhere in Colorado with IIA: No matter where you are located in Colorado, you can obtain quality auto insurance coverage through IIA. You can get an online quote for many areas, including:
- Colorado Springs
- Grand Junction
- Glenwood Springs
- Pueblo
- Lafayette
- Longmont
- Brighton
- Commerce City
- Greeley
- Fort Collins
- Thornton
Wherever you are in the state, IIA is here to help you find the auto insurance coverage that best fits your needs.