Umbrella Insurance FAQs
Does Umbrella Insurance provide additional coverage over my Auto Policy?
Generally, Umbrella Insurance may kick in to help pay for liability damages in the event that the damages you are liable for exceed your auto insurance coverage limits. Umbrella Insurance policies tend to have very high limits in order to help provide you with the necessary financial protection required should you ever be found responsible for an accident which results in serious injuries and / or very expensive property damage.
What is covered under an Umbrella Policy?
An Umbrella insurance policy may cover larger liabilities which exceed the limit of your base insurance plan. Usually, you only need your umbrella insurance when you've exceeded your coverage liability limits, whether that be on a home or auto policy. Some examples include:
Umbrella policies do not cover any damages to your own personal property, this coverage only protects you when damaging someone else's property.
How do I determine umbrella insurance costs?
Thought Infinity only offered auto insurance? We were just getting started! Infinity Insurance Agency, Inc. provides umbrella insurance coverage through non-affiliated insurance companies. Clicking on “begin your free online umbrella insurance quote” will take you to these companies. We've searched for great providers with some of the best rates around, so you don't have to.
Prepare ahead of time by having your auto or homeowners policy information on-hand while you complete your quote. You can start a free umbrella insurance quote online or call 1-800-INFINITY!
This material is for general informational purposes only. All statements are subject to the terms, exclusions and conditions of the applicable policy. In all instances, current policy contract language prevails. Products, services and discounts referenced herein are not available in all states or in all underwriting companies. Coverage is subject to individual policyholders meeting our underwriting qualifications and state availability.