Insuring Your College Student’s Car
Classes are starting and your kids will have to return to their normal routines. Millions of young people are going to start college, and many will be the first in their family to ever attend college. It is an honor to watch them grow and take the first steps to realizing their goals. However, they will have a hard time achieving their goals without the unconditional support of their family members. Before returning to classes, many of these young people will need a mode of transportation, which also means they need insurance. Let’s look at three steps that will allow you to get the insurance you need for them, and how to do it easily online.
Pull Together the Necessary Information
You already know that you need to insure your child’s car, but before looking for the best policies, you need to analyze your specific situation. Some good questions to ask yourself are:
Do I want to get the most basic coverage (Liability), or one that provides more coverage (Full Coverage)?
How many miles is my student going to drive every day?
Would I be willing to put myself on the same policy to save money?
What is the car model that we want to insure, and how will that affect monthly rates?
Once you have an idea about the type of insurance you are looking for, you just need to pull together information such as the VIN number of the car you want to insure, the year and model of the car, and personal information about the insured and everyone you want to include in the policy.
Compare Quotes from Different Companies
You want to be sure that you are getting the most bang for your buck. You want to make sure that your car insurance policy covers everything that you need to cover, and does so at a cost that fits your budget. With Infinity, you don’t have to spend hours researching the Internet to find the best car insurance quotes. On our website, we compare quotes from other companies so that you can see it all in one place. Just gather the information mentioned in step one and start the quote process on our website.
Remember that insuring a car is not a life-long commitment. If you currently have a policy with a different company that does not fit your needs or your budget, you always have the option to cancel your existing policy and change it for another.
Keep a Clean Record
The hard part is over. After you get a good car insurance policy for your college student, you are probably going to want to reduce your monthly payment. In general, when you pay your car insurance payments on time and keep a clean driving record, your rates will decrease when you renew your policy.
Other common discounts that you can take advantage of include the Good Student Discount, which decreases your monthly rates when your student makes A’s and B’s. Also, you can combine your student’s car insurance with other policies that you might already have to get a bigger discount. For example, if your student decides to live in an apartment, you could bundle your car insurance with your renter’s insurance. It all depends on your specific situation and your specific policy. To get more information about your policy, you can call an agent at 1-800-INFINITY.
The road to independence for a college student can be long, but Infinity is here to help you. To compare the policies that we offer, call an agent at 1-800-INFINITY or get a quote online today!
The materials available in the Knowledge Center are for informational purposes only and not for the purpose of providing legal advice. You should contact legal counsel to obtain advice with respect to any particular issue or problem. Use of this website or any of the links contained within the website do not create representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.