If you’re new to car insurance or an experienced driver, comparing car insurance quotes can still feel like a hassle. If you have a foreign license, a Matricula Consular, or need to fulfill SR-22 requirements, finding the right insurance policy for you may feel even trickier. That’s when working with a trusted agency like Infinity Insurance Agency, Inc. (IIA) can come in handy.
Our experienced agents understand the ins and outs of auto insurance and can help guide you through your coverage options. Here’s a brief overview of the benefits of working with an insurance agent and how IIA can help you find coverage that works for you.
What do insurance agents do?
If you’re trying to find auto insurance, you may be wondering, why do I need an insurance agent? Here are some useful ways that an agent can help you:
- Works with multiple carriers: IIA can help you compare quotes from 20+ insurance carriers, so you can find the best rate for you.
- Offers expertise: Agents know local state laws that involve insurance requirements, like mandatory coverage minimums, and can help you understand what you need to lawfully drive in your state.
- Locates available coverage options: Whether you’re looking for personal auto insurance or commercial insurance for your work-related vehicles, agents can help you assess what coverage is available or useful to you.
- Checks for discounts: An agent can let you know what discounts you may qualify for.
Does working with an insurance agent cost more?
Typically, agents get paid by commission from the insurance company, which may be calculated as a percentage of the policy premium. Some agents that are employees of a captive agency (which means they represent one insurance company) may receive a salary as well as commission. Though you may be nervous about the cost of utilizing an insurance agent, working with a qualified one may save you money overall. This is because agents may help you compare quotes for lower rates or locate discounts you may be eligible for.
The challenges of comparing quotes on your own
Trying to find a policy without professional guidance? Here’s what can make that journey a little more difficult:
- Misleading quotes: If you’re a new driver or unfamiliar with auto insurance, you may have trouble analyzing a quote and understanding what coverage levels you're actually purchasing.
- Commercial auto insurance: If you’re a business owner, finding commercial auto insurance for your work-related vehicles can be tricky by yourself. IIA agents understand the needs of small business owners and can help you pick coverage that fits your operations and industry requirements.
- State requirements: Working solo may not be helpful if you don’t understand your specific state’s required minimum insurance.
- Unique driving histories: If you have a history of traffic violations or have a foreign driver's license, it may be harder to find a policy that aligns with your needs without an experienced agent.
How an IIA agent can help you
Working with an IIA agent can offer you a bunch of perks:
- Spanish-bilingual agents: Our experienced agents can help you tailor a policy without a language barrier.
- Serving customers in many states: IIA may help you get coverage for your vehicle if you’re a resident of states including Arizona, California, Colorado, Florida, Georgia, Pennsylvania, Texas, Nevada, and Oregon.
- Helping drivers with unique needs: Whether you have traffic violations on your record or a limited credit history, we can help you find a policy that fits your needs.
- Competitive rates: We work with reputable carriers that may help you find more affordable rates for your budget.
Ready to work with an experienced agent? By reaching out to IIA, our knowledgeable team can help guide you through your insurance journey and answer your coverage questions. Call us today at 1-855-478-3705 or visit our website for a free personalized quote!