Continuous auto insurance coverage typically refers to maintaining car insurance without lapses or gaps in your policy. Being continuously insured may show insurance carriers that you have a consistent history of responsibility as a driver. This status may help you qualify for lower premiums or additional coverage options when applying for a new policy.
Why does being continuously insured matter?
Maintaining uninterrupted auto insurance coverage may potentially benefit you in several ways:
- Lower premiums: Carriers may consider continuous coverage as a sign of lower risk, which could lead to less expensive rates, depending on the state you live in.
- Options for more carriers: Drivers with lapses may have limited carrier availability.
- Eligibility for discounts: Some insurance carriers may offer discounts to drivers who maintain continuous auto insurance coverage, depending on eligibility guidelines.
Tip for policyholders
To maintain continuous coverage, it may be crucial to start your new policy before your current one ends. Even a one-day gap can impact your insurance history and potentially cost you more in the long run. Setting a calendar reminder or speaking with an agent ahead of time may help you avoid an unintentional lapse.
Infinity Insurance Agency, Inc. (IIA) can help you stay continuously insured
IIA works with multiple auto insurance carriers that can offer a variety of auto coverage options. Get a free quote online or call IIA at 1-855-478-3705 to speak with an agent today.