Pennsylvania is a thriving hub for over one million small businesses operating across the state. If you're a small business owner in Philadelphia, Allentown, Pittsburgh, or any other part of Pennsylvania, commercial auto insurance is likely a priority. Whether you're a contractor, food truck owner, landscaper, or cleaner, Infinity Insurance Agency, Inc. (IIA) is here to help you find the best policy for your business. We offer a wide range of commercial auto insurance products tailored to meet the unique needs of your business. Let us assist you in navigating your options and securing the coverage that you feel best protects your livelihood.
Pennsylvania Commercial Auto Liability Insurance Requirements
Each state mandates its own liability insurance limits for vehicles on the road. In Pennsylvania, the minimum liability requirements are:
- $15,000 for bodily injury per person
- $30,000 per accident
- $5,000 per accident for property damage
These limits apply to damage you may cause to others or their property. However, commercial vehicles often need higher limits and specialized coverage designed for business use. It's important to note that these standard liability limits do not cover any damage to your own commercial vehicle.
Commercial Auto Insurance Coverage in Pennsylvania
In addition to liability coverage, commercial auto insurance is designed to help pay for damages to your commercial vehicle. It consists of two main coverages:
- Collision coverage: Helps pay for repairs to your own commercial vehicle caused by a covered collision accident with another vehicle or property. It can be used regardless of who is responsible for the accident.
- Comprehensive coverage: Helps pay for repairs due to a covered non-collision loss, such as vandalism, theft, or fire. This is used regardless of fault.
Why Choose Infinity Insurance Agency?
When it comes to auto insurance, IIA stands out for several compelling reasons.
Competitive Rates
We provide competitive rates without sacrificing coverage, so that you get affordable policies that don't compromise on quality.
Customized Policies
Our policies are tailored to fit your specific needs and are easy to understand, making the process straightforward and stress-free.
Spanish Bilingual Agents
With Spanish bilingual customer support, our agents communicate with you in your preferred language.
Highly Trained Agents
Our agents are experts in Pennsylvania's commercial auto insurance requirements. They’re ready to guide you every step of the way.
Community Engagement
At IIA, we’re engaged in the communities that we serve. We’ve donated to the Mount Penn Elementary "Zooming into our world" program in Philadelphia, which funded new equipment, enhancing students' educational experience.
Areas we Serve in Pennsylvania
- Philadelphia
- Allentown
- Reading
- Pittsburgh
- Scranton
- Wilkes Barre
- York
- Erie
- Lancaster
- Harrisburg