Window Cleaner Insurance

Getting insurance for your window cleaning business can prevent high financial losses and safeguard its future. Small businesses such as window cleaners face unique risks, which customized insurance coverage can take into account.

“Window cleaning insurance” is a commonly used term used to describe policies that cater to the needs of window washing companies, rather than a specific policy.  

At Infinity Insurance Agency Inc. (IIA), we work with you to help you understand and choose budget-friendly commercial insurance options for your window washing business. That way you can focus on growing your business while having added peace of mind.

Who needs “window cleaning” business insurance?

Several types of window cleaning businesses, including single-owner operations, can benefit from having commercial insurance. These include:

Residential window cleaners

These businesses cater to homes and residential buildings. They can be a single person operation or manage several employees. They focus on smaller and customized jobs. A risk they may face is the potential to damage a client’s property or cause a falling accident.

Commercial window cleaners

Commercial window cleaners serve larger buildings such as office complexes, high-rise structures, or retail businesses. They may use specialized skills to clean windows at greater heights and need safety training.

Specialty window cleaners

Window cleaning businesses can also offer specialty services such as skylight cleaning, hard-water stain removal, screen and track cleaning, and pressure washing. They may use more specialized equipment.

Why do I need insurance for my window washing business?

Insurance for your window cleaning business can help offset significant financial losses that may prevent its growth. Ways business insurance can help include:

• Your state may require it: Most states require commercial auto insurance. Personal car insurance typically doesn’t cover accidents that happen while using your vehicle for business purposes, such as driving to client sites or transporting equipment.
• Your business causes property damage or third-party injuries: Commercial liability insurance can help with covered accidents. Examples include accidentally damaging a client’s window or a spill causing someone else to slip and fall.
• Clients may ask for proof of insurance: Homeowners, business managers, and contractors may require you to have business insurance to get hired. Not having it may cause you to lose out on potential contracts.
• Adding a financial safety net: Third-party injuries, property damage, and traffic accidents can be costly. Insurance can help pay for these costs for covered accidents, reducing the financial impact on your business.

How much does “window cleaning insurance” cost?

For window cleaning businesses, how much insurance costs depends on a number of factors, such as:

• Your business profile: Insurance companies take into account the size and age of your business, how many employees you manage, years of experience, certificates or licenses, and any claim history you may have.
• The type of business vehicle: If you use a vehicle as part of your window cleaning business, its size, make, and model affect how much commercial auto insurance coverage you may need.
• The deductibles and limits you choose: The deductible of your choice should be a consideration when planning your business budget.  
• Your location: Business insurance requirements, including commercial auto coverage limits, vary by state.