Running a pressure washing business can be both rewarding and risky. Your business may have potentially hazardous tasks like washing away grime from a client’s storefront or cleaning a slippery driveway. Because pressure washing can come with unique risks, even professionals may accidentally damage someone else’s property during a job.
That’s where pressure washing business insurance may come in handy. By providing business insurance that fits your requirements, you may be able to better navigate certain accidents that may occur during the workday.
Who needs pressure washing business insurance?
Typically just referred to as business insurance, this type of insurance may be essential to avoiding substantial losses if you operate a pressure washing or cleaning business. Businesses or contractors that can benefit from business insurance may also include:
- Professionals who wash commercial buildings, sidewalks, and parking lots
- Specialized pressure washers who handle industrial or heavy-duty cleaning
- Contractors or businesses who clean residential homes, decks, patios, and driveways
In short, if you’re spraying down dirt and grime for clients, insurance may be crucial for navigating damage that your business could cause to third-party property.
Why do I need pressure washing company insurance?
Even professionals may cause damage accidentally while providing a service. Here are some examples of accidents that insurance for power washing businesses may help cover:
- A jet of water from your pressure washer accidentally cracks a customer’s window
- A client slips on a wet sidewalk you just cleaned
- A homeowner sues you for damages to their property and you need to pay for legal costs
Having the right insurance for your business may help you keep out-of-pocket costs down when a covered accident occurs.
How much does pressure washing business insurance cost?
How costly or inexpensive business insurance can be may depend on several factors, such as:
- The size of your business and number of employees
- The types of jobs you take on (residential vs. commercial)
- Where your business operates
- The type of vehicles you drive
- Your previous claims history
The cost of insurance for different pressure washing businesses typically won’t be identical. With Infinity Insurance Agency, Inc. (IIA), our team can help you compare quotes to find a rate that works for your budget.
Get pressure washing business insurance with IIA today!
Finding insurance for a pressure washing business may feel daunting, but IIA can help you locate a policy that works for your budget and industry. If you’re looking for business insurance today, contact IIA at 1-855-478-3705 or head to our website to get a free personalized quote online!
What coverage does a pressure washing business need?
If you have a power washing business, you may want to consider these coverages:
Commercial general liability insurance
CGL insurance can help cover claims of third-party property damage or bodily injury caused by your work. It may also help to pay legal costs if you’re sued after your business causes third-party damage or injuries to a client or non-employee.
Commercial auto insurance
If you use cars or trucks for your business, commercial auto insurance may help pay for repairs to a third-party vehicle or injuries to someone else that you cause while driving your work vehicle.
Tools and equipment coverage
This can help pay for damaged or stolen equipment that you transport on a regular basis.
Why choose IIA?
At IIA, we understand the unique needs of pressure washing professionals. Here’s why businesses may benefit from working with us:
- Friendly, experienced agents who can help business owners navigate insurance for their industry
- Bilingual support for both English and Spanish speakers
- Affordable coverage options that can help business owners tailor a policy that works for their budget
- Flexible payment plans that can accept both cash and credit
- Ability to compare quotes from multiple insurance carriers that we work with