Most Expensive Cars to Insure in 2017

If you've always dreamed of having a Porsche in your garage, before saving money to buy one, keep in mind you'll also have to take into consideration its premium, and this is an expensive car to insure.

But, which cars have the highest premium in the market today? And what factors come into play when creating a quote? In this article, we will answer these and other questions regarding auto insurance.

Each year, releases a report sharing interesting data on the most expensive cars to insure in the United States and, the Porsche 911 Carrera is one of the most expensive ones according to their reports. But, do you know which is, actually, the most expensive vehicle to insure?

Here's the lists provided by


In order to obtain this data, conducts an analysis that includes the premiums provided by different insurance companies, including Infinity Insurance. Once all data has been analyzed, provides a comprehensive report on the most important cars to insure.

As you can see on the chart above, in 2017 the Mercedes S65 AMG (convertible) model has turned out to be the priciest one to insure at an average $3,835 per year. It's followed by the Dodge GTS Viper model, with an average premium of $3,779 annually.

But, why is it so expensive to insure these vehicles? There are different factors that insurance companies take into consideration when calculating a price and this goes beyond the car you're driving.

Personal reasons that affect your premium

What is your age? How long have you been driving? And, do you have a clean record? Insurance companies will look into this when providing you with a quote. Your experience behind the wheel will determine your annual premium and, if you keep a clean record, it will most likely be lower than the average.

Your zip code

Believe it or not, where you live will determine your premium as well. It's not the same to live and work in a rural area or to do so in a big city like Los Angeles, Miami or Dallas. That's why, if you're going to live and drive in an urban area, it's likely to impact your annual premium. Most sports cars, such as the ones listed above, are driven in the city, and that's why they pay more for insurance.

Auto maintenance & repair

Another factor that insurance companies take into consideration is the cost of auto maintenance and/or repair.

If you drive a luxurious vehicle, such as the ones listed above, you're involved in a collision and your car needs to be repaired, these vehicles are more expensive to get fixed, especially if compared to Toyota or Honda models.

You also need to keep in mind that, usually speaking, when someone decides to buy a sports car such as the Dodge GTS Viper, it's because they like the thrill of speeding. And this, in the eyes of insurance companies, means that chances of getting involved in a car accident are higher.

Before deciding to buy one of the models listed above, bear in mind that not only will you have to save to purchase the vehicle but also be able to afford the monthly insurance premium.

As you know, it's mandatory to have auto insurance to drive in the United States. You can get a free quote by calling one of our agents at 1-800-INFINITY or visiting our website.

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